AR automation for roofing
Half your jobs wait on an insurance adjuster or a GC's retainage release, so cash sits behind milestones and lien deadlines instead of a normal clock. Monk tracks each draw, retainage hold, and insurance payment to its job. It follows up the day money is due.
The fastest, most hands-on team in accounts receivable automation
Live in under a week
The fastest onboarding in accounts receivable
Support 24/7
A team that moves at your pace, not a ticket queue
AI-native agents
Agents that learn every client and contract
Companies scaling revenue turn it into cash with Monk
Release retainage. See the cash ahead
Retainage releases when the paperwork does
Retention of 5 to 10% sits on every project until the closeout package lands and that package is warranty certificates, as-builts, and lien waivers rather than anything AR controls. Meanwhile preliminary notice and lien deadlines run on a separate clock per job. Monk tracks what each release is waiting on and follows up until the document arrives.
See the cash your aging report does not show
Tear-off exposes wet insulation and rotted deck, so crews perform change order work before anyone authorizes it. That work never appears in AR. Add held retention across every open job and a meaningful share of the year is parked outside the aging. Monk forecasts both so you can plan payroll and material against real timing.
From invoice to cash, without the chase
Connect your systems once, put collections playbooks to work, and let Monk learn every account it touches
Pay application and retainage playbook
Runs the pay app cadence on schedule and chases the closeout documents that release held retention, so retainage does not sit past substantial completion
AI cash application
Matches incoming, partial, and joint check payments to the right job, pay application, and phase, including blank memos and multi-project remittances
Retainage and change order forecasting
Forecasts the cash sitting in held retention and unbilled change order work, so you can plan payroll and material against it
How it works
Connect your billing and ERP
Link Sage, Foundation, QuickBooks, or your ERP in days. Monk imports invoices, contracts, schedules of values, and contacts. CSV export works too, no direct integration required
Start on a collections playbook
Monk runs sequences that already work and tunes based on how you currently interact with your clients
Cash starts moving
manual collections and cash application are completed on your behalf so your team's focus is on higher leverage activities
See Monk in action
How a scaling staffing agency reclaimed 22 hours a week per AR staff member and cut overdue AR by 20% in month one.
The numbers
Integrates with your existing business
SOC 2 Type II compliant. Your data is secure.
How much cash is trapped in your AR?
Frequently asked questions
Can Monk handle pay applications and retainage?
Yes. Monk runs progress billing and retention follow-ups on schedule, so no pay application or held retainage slips past its date
Does Monk chase the documents that release retention?
Yes. Monk tracks what each retention release is waiting on, from warranty certificates to lien waivers. It follows up until the closeout package is complete
What happens with change orders discovered during tear-off?
Monk follows up on the authorization before the billing window closes, so work performed on discovered conditions gets approved rather than absorbed
Can Monk handle joint check arrangements?
Yes. Monk applies joint check and multi-party payments to the right job and pay application, so cash does not sit unapplied while the aging overstates what is open
How does Monk deal with pay-when-paid delays?
Monk tracks each milestone and its terms and keeps outreach firm but on schedule, so you collect as early as the contract allows
How does Monk help reduce DSO?
Monk reads why each invoice is unpaid, follows up with intent-aware outreach, submits to customer portals, and applies cash
How does pricing work?
Flat and predictable. We do not charge a percentage of collections
Does Monk forecast cash behind the backlog?
Yes. Monk forecasts the cash tied up in retainage, open pay applications, and unbilled change orders, so you can plan payroll and material against real timing
Manual Roofing AR is death by a thousand cuts. Deploy Monk on your toughest AR problems
Bring your AR aging report to a demo. We will walk through exactly what Monk would automate on day one and what your DSO looks like 90 days from now